DJT Microfinance Expands Gold Loan Network in Uttarakhand with Four New Branches
DJT Microfinance, one of India's fastest-growing NBFC-MFIs, has strengthened its footprint in Uttarakhand with the opening of four Gold Loan branches across Rudrapur, Jaspur, Roorkee and Bazpur. The expansion is aimed at improving access to fast, transparent and secure credit for individuals, traders, self-employed professionals, small business owners and MSMEs across the state.
The newly inaugurated branches form part of DJT Microfinance's strategy to bring trusted financial services closer to customers in emerging markets. The Gold Loan product offers loans starting from ₹5,000, with a simplified digital process, minimal documentation and loan approval and disbursement within 15 minutes, subject to verification of documents and collateral.
Avinash Kumar, Chief Operating Officer, DJT Microfinance, said, “The opening of our new Gold Loan branches In Uttarakhand reflects our commitment to bringing timely, transparent and secure financial solutions closer to customers. Whether it is meeting an urgent personal expense or addressing working capital requirements for a small business, access to quick credit can make a meaningful difference. Through our simplified digital process, robust security standards and customer-first approach, we aim to provide a reliable lending experience while expanding access to formal credit across the state.”
Customers can choose from flexible repayment options, including monthly interest servicing with principal repayment at maturity, along with part-payment, foreclosure and top-up facilities as per company policy. The branches are equipped with robust security systems and follow all applicable RBI guidelines to ensure safe handling and storage of pledged gold.
DJT Microfinance continues to expand its portfolio of responsible lending solutions across North India, with a focus on serving underserved communities through accessible, customer-centric financial products. The company provides microfinance services to low-income households with a focus on empowering women to become self-employed in underserved and rural areas of the country.
The new Uttarakhand branches reinforce the company's commitment to supporting the state's growing entrepreneurial ecosystem and enabling individuals and businesses to access formal credit with speed and confidence.
DJT Microfinance portfolio includes JLG loan, Top-Up loan, Micro LAP and individual loans. The company is present in 5 states including, Uttar Pradesh, Uttarakhand, Bihar, Assam and West Bengal.